Tuesday Jan 15th- 10am

10:00am- Doug Hoyes, Bankruptcy Trustee with Hoyes, Michalos & Associates Inc., Re: Call a credit card what it is: A debt card.
http://www.hoyes.com/

10:30am- Nadeem Esmail, Director of health Policy Studies at the Fraser Institute, Re: New report shows that Quebecers and Ontarians receive better value for their money from their public health care systems.
http://www.fraserinstitute.org/

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